Retirement Calculator

Project your retirement corpus from current savings, monthly contributions, and returns.

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  • 🔒 Files never leave your device
  • ⚡ Converted in your browser
  • ✅ No account required

Retirement Calculator: The Complete Guide

See whether you're on track for retirement. Enter your current age and target retirement age, your current savings, your monthly contribution, and an expected return to project the corpus you'll have built by the time you retire.

Who the Retirement Calculator is for

People planning for retirement who want to know how today's savings and monthly contributions grow into a future nest egg.

How to use the Retirement Calculator

  1. Type your values into the fields above — pick your currency or units where the calculator offers them.
  2. Results update automatically as you type; there's no submit button and nothing is sent to a server.
  3. Adjust any input to compare scenarios, then copy the result with a single click.

How it works

Years to retirement = retirement age − current age. Current savings grow at the expected return, monthly contributions compound as an annuity, and the two combine into the projected corpus.

Features

  • Projected retirement corpus
  • Total contributed vs. growth
  • Any currency
  • Years of growth shown

Planning your retirement corpus

Your retirement corpus is the total pot you accumulate to fund life after work. The earlier you start, the more compounding does the heavy lifting. This calculator projects the corpus in today's terms at a constant return — for a full plan, also consider inflation, taxes, and how long the money needs to last.

Frequently Asked Questions

Does this adjust for inflation?

No — it shows a nominal corpus at a constant return. To gauge real purchasing power, also use the inflation calculator alongside this one.

How much should I contribute?

There's no single answer, but try several contribution levels here to see which gets you to a comfortable target by your retirement age.

Is this calculator free and private?

Yes. It's completely free with no signup, and every calculation runs locally in your browser, so your numbers never leave your device.