SIP Calculator: The Complete Guide
See what a Systematic Investment Plan could grow into. Enter your monthly investment, the expected annual return, and the investment period to estimate the maturity value, the total you'll invest, and your estimated gains.
Who the SIP Calculator is for
Mutual-fund investors using SIPs who want to project maturity value and gains for different contribution levels.
How to use the SIP Calculator
- Type your values into the fields above — pick your currency or units where the calculator offers them.
- Results update automatically as you type; there's no submit button and nothing is sent to a server.
- Adjust any input to compare scenarios, then copy the result with a single click.
How it works
Maturity = P × ((1 + i)^n − 1) ÷ i × (1 + i), where P is the monthly investment, i is the monthly return (annual ÷ 12), and n is the number of months — the future value of contributions made at the start of each month.
Features
- SIP maturity value
- Total invested vs. gains
- Any currency & period
- Instant projection
What is a SIP?
A Systematic Investment Plan (SIP) invests a fixed amount into a mutual fund every month. It enforces discipline, averages your purchase price across market ups and downs (rupee/dollar-cost averaging), and harnesses compounding over the long run. This calculator projects the outcome at a constant assumed return.